Published on Feb 07, 2025 6 min read

Does Revolut Work in Bulgaria for Payments

Revolut is now one of the widely used financial service platforms that targets users who often travel and reside in other countries, such as Bulgaria. Being an expat or traveller requires one to transact in different currencies, make payments, and work with international transfers, and Revolut does this in the most efficient and affordable manner. Here you will find information on how to navigate using Revolut in Bulgaria, including payments, the Revolut travel card, and other useful advice if you’re living or traveling in Bulgaria.

What is Revolut and How Does It Work?

Revolut is the financial technology company that allows you to perform a number of banking functions through an app and send money across the borders. That is especially true for those who travel or stay in other countries, for example, in Bulgaria. Revolut is also a money transfer application where the users can exchange different currencies at much better rates than banks offer as well as use a debit card for payments; thus it is perfect for managing money during traveling in Bulgaria.

Setting Up Revolut in Bulgaria

Install and register yourself on the official app. Third, you have to identify yourself by uploading the valid government-issued ID and taking a photo of yourself. After that, you need to provide additional data to connect a Bulgarian bank account or a payment card to fund your Revolut account as well as for making transactions. The process of establishing the Revolut account is quite easy, and it does not take more than fifteen minutes to complete the entire process to get the service from Revolut.

Using Revolut Payments in Bulgaria

If you are in Bulgaria, with Revolut you can make payments, both physical and online. You can spend your Revolut card to buy goods and services from merchants, in stores, eating places, and at other machines that accept Visa cards. For in-person transactions, you can use contactless payment by tapping on the card or chip and PIN where necessary. Also, you can buy items from Bulgarian or other countries’ websites using a Revolut card connected to your account. The exchange rates are also fairly competitive at Revolut, so it is easy to make payments in Bulgarian Lev (BGN).

The Revolut Travel Card: Benefits and Usage in Bulgaria

The Revolut travel card is a physical card that is connected with the user’s Revolut account, where payment could be made without change in any currency, including the Bulgarian Lev (BGN). On this aspect, the site’s largest strength is providing fair exchange rates for your money so that you can get the best value for your money. The Revolut travel card is unlike the normal credit or debit card because you are not charged extra when using the card to make payments while in a foreign country, including Bulgaria.

Besides, the use of the travel card also enables the holder to withdraw cash from an ATM from any part of Bulgaria without necessarily having to plunge into the expensive charges normally attached to banks or foreign cards. This is a great advantage for any tourist and any expat, as it will reduce the need to put a lot of cash around or to have several cards for different operations. The card can be used anywhere that takes Visa or Mastercard and is incredibly useful for regular daily spending.

The Revolut travel card is perfect for individuals that are making regular trips to Bulgaria or permanently residing in this country, as they get all the freedom, security, and reasonable fees in one card. It is easy to keep your finances in check, as the program helps you find the best deal without the need for a complicated bank.

Top Tips for Using Revolut in Bulgaria

To enjoy the best of Revolut in Bulgaria, you should use all the features of the app, like the budgeting tools and saving vaults that further assist in managing expenses and saving. To get some insights on how you are spending your money and to receive information about special offers when using your Revolut card during the stay in Bulgaria, activate travel notifications. Also, when using the app, identify ATM locations that do not charge fees and check on the exchange rate of the Bulgarian lev against other foreign currencies to be used for conversion. These small measures may help a great deal in the effective use of your money when in Bulgaria or when touring the country.

Revolut vs. Traditional Banking in Bulgaria

Several benefits exist with using Revolut instead of a traditional bank in Bulgaria: the cost, time, and ease of international money transfers are significantly better. This is a problem with most regular banks since they charge relatively high costs for currency exchange and international transfers; however, with Revolut, they offer reasonable exchange rates and no additional fees, something that would be useful for people living abroad and moving from place to place. Revolut has a very intuitive app-based interface to the account and transactions, unlike in traditional banking, where several steps might be involved physically or through the phone to get them sorted. This makes Revolut convenient and cheaper in comparison to traditional methods of finance management.

Troubleshooting Common Issues with Revolut in Bulgaria

In case you have any problem with your Revolut account in Bulgaria, you should first and foremost check whether your identification details are correct and updated. Revolut asks for identification and a picture of the holder with the identification card; thus, there should be a confirmation that the process was successful. In regard to payment declined, make sure that your account contains enough money and that the credit card you are using is valid. This also helps in helping check out any security warning or any limitations put on the account with regard to payments. Customer support for Revolut is always available through the app, and you can contact the service for help with problems ranging from payment, technical issues, transactions, and disputes to card activation.

Conclusion

Revolut is a perfect tool for everyone who seeks an easy and effective solution for their financial management while being in Bulgaria. Although using Revolut involves more affordable competitive exchange rates and lower fees than most traditional banks, it is convenient to use. No matter when and how you make your payments, withdraw or transfer cash, or use ATMs, Revolut’s comprehensive set of tools fully covers your needs in Bulgaria and enhances your financial experience.